105 Southway Blvd West Kokomo, IN 46902
(765) 453-6688
Need Rates? Have a Question? Give us a call Hours: 10am-5pm DRIVE OVER TO YOUR CREDIT UNION FOR YOUR LOAN NEEDS


We are a closed membership Credit Union. To become a member of the HCSEFCU, an individual must be a full-time (9 or 12 month) employee of one of the following Howard County, Indiana schools: Northwestern, Western, Eastern, or Taylor.

New WEBSITE coming soon!

Howard County School Employees
Federal Credit Union

In the early 1960’s, Darrell Rider had the vision to create a credit union that would benefit the employees of the four Howard County schools. His vision became a reality in 1964. During the early days of the credit union, the credit union was run out of Darrell’s house. Many members remember traveling out to Darrell’s house to pick up a check or drop one off in the old “milk crate.” As the credit union grew, there became a need to move the credit union out of Darrell’s house. For over 50 years, the Howard County School Employees Federal Credit Union has continued to provide its members with quality, friendly service and continues to do so.

Savings Accounts

Other Savings:

Please call or email us for interest rate information.


We offer a variety of loans at great rates for both NEW and USED auto, boat, motorcycle, Recreational vehicles (RV’s, campers, snowmobiles, etc.), Personal loans, and Home Equity Lines of Credit.  Give us a call for loan rates and terms.

Need to make a loan payment?  Set up automatic bill pay through your primary bank, mail in a check, or drop off a check in our drop box by the front door.  Please make checks payable to HCSEFCU.

Member Benefits

Aside from offering great rates to our members, the HCSEFCU also provides the following benefits

Contact Info

105 Southway Blvd West
Kokomo, IN 46902

Hours:  10am-5pm  Monday-Friday   
Phone: (765)453-6688
Fax: (765)453-4887
Kristy - kristy@hcsefcu.comcastbiz.net
Jennifer - jennifer@hcsefcu.comcastbiz.net
Savannah- savannah@hcsefcu.comcastbiz.net

Holiday Hours

We will be closed on the following dates 

Columbus Day
October 10th